When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.