Preparing for Underwriting - Best Practices As part of your application for insurance, a brief medical report/exam about you is required. Our preferred vendor is American Para Professional Systems (APPS). APPS is a national paramedical company that has been approved by over 800 insurance companies. This report will be completed by a professional examiner from APPS. You can be assured that APPS examiners are trained medical professionals who will handle your exam in a courteous and discreet manner.This service is performed at no cost to you. The chosen insurance company pays all fees. If at any time in the process you have any concerns or questions, please don’t hesitate to call us.Please watch the video or view the PDF to learn some best practices to prepare for your medical report/exam. Watch the Video View the PDF Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.